Financial Planning
Financial Planning Services That Actually See the Whole Picture
Book your consultation →Most financial planning looks at one piece of your life at a time: your investments here, your insurance there, your corporate taxes somewhere else entirely. It shouldn't.
Longevity Wealth builds financial planning around the whole picture: your business, your family, your goals, and the years you haven't gotten to yet. One coordinated plan. One advisor team. Every decision made with the full context in view.
Book your consultation →
When Your Finances Have Outgrown One-Size Advice
At a big institution, you're one of thousands, reassigned to a new advisor every couple of years, explaining your situation from scratch each time. That's institutional neglect, and it costs you more than convenience.
Your accountant doesn't talk to your insurance broker. You're the one relaying information between three professionals who've never spoken to each other, and you're the one who pays when something falls through the cracks.
One Plan. One Advisor Team. Every Part of Your Wealth in Sync.
Longevity Wealth delivers the kind of coordinated, multi-family-office-level financial planning normally reserved for Canada's wealthiest households, built for incorporated business owners, executives, and professionals instead.
Your financial plan starts with the full picture: your net worth, your cash flow, and your risk tolerance, assessed alongside your tax, insurance, and investment picture, not as an afterthought. It's embedded in the relationship, not billed by the hour, we cover:
- Tax strategy
- Insurance
- Investing
- Estate planning
- Alternative investments
Who This Financial Planning Is For
Financial Planning for Business Owners
You've incorporated, you're sheltering income in your company, and you need a strategy that treats your corporation and your personal finances as one connected system, not two separate files.
Financial Planning for High-Income Earners
You've recently stepped into a C-suite role or a bigger paycheque, and the planning that got you here won't get your family's wealth where it needs to go next.
Financial Planning for Serial Tech Entrepreneurs
You're managing liquidity events, equity complexity, and an estate picture that's changing faster than most advisors can keep up with.
Financial Planning for Incorporated Professionals
Whether you're a doctor, dentist, lawyer, or accountant, your corporation creates planning opportunities and risks that generic advice doesn't touch.
Financial planning for every stage of your business and your life
Your plan should keep up with you, not the other way around. Wherever you are right now, here's how Longevity Wealth helps you plan for what's next.
- 0101 / 06
Starting or scaling your business
You've incorporated and you're building momentum. This is when the right tax and cash-flow structure saves you the most, and costs you the most to get wrong.
- 0202 / 06
A liquidity event
Having a coordinated plan for events such as selling your business, vesting equity, or receiving an inheritance ensures you use that moment rather than react to it.
- 0303 / 06
Growing your family
New dependents mean new priorities: income protection, education savings, and an estate plan that actually reflects who you want to provide for.
- 0404 / 06
Approaching retirement
Deciding how you'll draw down what you've built, and in what order, is its own kind of planning, separate from building it in the first place.
- 0505 / 06
Transferring wealth to the next generation
Passing on a business or an estate on your terms takes a plan that starts years before the transfer itself.
- 0606 / 06
Loss or hardship
A death, divorce, or disability changes your financial picture overnight. Having an advisor team already coordinated means one less thing to figure out from scratch.
What a personalized financial plan does for you
A personalized financial plan replaces conflicting advice with clear direction tailored to your actual goals.
Because major life events like a career move, growing family, or liquidity event shift your priorities, and your plan must adapt with you.
Periodic refresh of your goals and priorities with your advisor, can help you confidently build toward your ideal retirement or business transition without second-guessing.
What Your Financial Planning Services Cover
Book your consultation →
Cash-Flow and Retirement Planning
A clear view of what you can spend, save, and shelter today, including an emergency reserve for the unexpected, and what that means for the retirement you're actually working toward.
Investing
Your portfolio is managed by our licensed partner, Bold Wealth, and built around the goals and risk tolerance your financial plan actually calls for.
Alternative Investments
Access to opportunities beyond the public markets, evaluated as part of your full financial picture.
Insurance Planning
Coverage designed to protect your income, your business, and your family, coordinated with the rest of your plan, not sold in isolation.
Tax Planning
Strategies structured around your corporate structure, retained earnings, and personal tax picture together, built for tax efficiency that minimizes your lifetime tax burden, not just this year's bill.
Estate Planning
A strategy for transferring what you've built, on your terms, integrated with your tax and insurance planning instead of drafted in a vacuum.
How It Works: Three Simple Steps
- 01
Tell us what matters most.
A conversation about your goals, your complexity, and where you feel unsupported right now.
- 02
Get a tailored game plan.
Your advisor team maps out a strategy across tax, insurance, investing, and estate planning, built around your actual situation.
- 03
Meet your advisory team.
You're matched with the right advisor for your goals and life stage, with a coordinated team behind them, and your plan is reviewed on a regular cadence as your business, income, and goals evolve.
The benefits of financial advice
Coordinated financial planning isn't just more convenient. The research on it is specific.
potential increase in retirement savings with a financial advisor
The potential increase in retirement savings for investors who work with a financial advisor, according to a study prepared for the Investment Funds Institute of Canada.
more likely to feel stressed about money.
That's how much more likely Canadians without a financial professional are to name money as their biggest source of stress, according to FP Canada's 2024 Financial Stress Index.
more likely to lose sleep over financial worries.
Canadians who don't work with a financial professional report losing more sleep over money than those who do, according to the same national survey.
Why Clients Choose Longevity Wealth for Financial Planning
Longevity Wealth is built on a simple idea: wealth is a means, not the end. Canadians who work with a financial advisor have been shown to save significantly more over time than those who go it alone. This coordination matters.
Your investing is delivered through our licensed portfolio management partner Bold Wealth, while your broader plan is coordinated by an advisor team matched to your specific goals and complexity.
“Al was fantastic! Super knowledgable and does a great job of clearly explaining things in a way that is easily understandable. Highly recommend his services to anyone in the real estate industry.”
Financial Planning FAQ
Our financial plan covers a range of services, including tax strategy, insurance, investing, estate planning, to alternative investments, coordinated by a single advisor team. The plan is evolving and is regularly reviewed and adjusted as your business, your income, and your goals change.
No single account transfer is required to start a financial plan with us. Investment management, when it's part of your plan, is delivered through our licensed partner, Bold Wealth, at your pace.
Financial planning is built into the relationship, not billed as a separate service. Your advisor will walk you through exactly how the full engagement works during your discovery call.
Longevity Wealth coordinates the professionals you already have, or brings you a fully integrated team, so nothing falls through the cracks between them. You stop being the messenger between people who should already be talking to each other.
It's built for incorporated business owners, high-income executives, tech entrepreneurs managing liquidity events, and incorporated professionals, anyone whose finances have gotten too complex for generic advice.
Book Your 30-Minute Discovery Call
No obligation. No sales pitch. Just a conversation about where you are and whether Longevity Wealth is the right fit for you. You'll be matched with an advisor built for your goals, your complexity, and your stage of life.
Book a consultation →